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Wednesday, January 26, 2011

Budget

We are having a harder time than normal setting up our annual budget. DHs income is inconsistent as are his expenses. I hate "flying by the seat of my pants" but it looks like this year we'll be doing more of that than normal. Also I have no idea what our tax return will look like, so I'm waiting until after Saturday to make decisions.
I have 3 debts all very close in size, 2 have a higher interest rate but the other has a higher monthly payment...I think I'll be able to pay off the lower payments faster if I pay off the higher payment instead of the higher interest rate...I also want to set out some for savings...I guess we'll just have to see what it looks like before making decisions.

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