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Friday, March 14, 2008

Goals are good...

I have two goals in my financial life. I would like to pay off all debt (excluding the mortgage), living a debt free life and I would like to have 6 months pay saved in case of emergency. There is history behind these goals...my husband is daring...very daring, so the summer my boys were 2, he wanted to fix the rope swing in my parents front yard. one of the ropes had snapped near the tree branch and Todd was going to re-attach it. So he got his trusty gloves out, and (mind you we own three ladders) climbed the other rope. He got to the top of the rope and reached for a tree branch to pull himself up with, this tree branch broke...he fell...18 feet! He sat up and first words out of his mouth 'I didn't break anything!' YEAH RIGHT! He broke his wrist, his hip and his pelvic bone IN TWO PLACES!!! So my fear is that my daring husband will do something else that is daring and get himself into a bind...So in my attempt to save money and pay off debt...I would like to start with medical bills and credit cards. At the drop of a hat my family could live off of one income or the other. If one of us stops working, we will pull the boys from daycare (leave them in pre-K), turn off our cell phones, and cable, reduce our vehicle insurance and change our lifestyle...but it would be nice if we didn't have to panic. I don't feel it necessary to tell how much our income is but I'm also torn...do I save 6 months of income or 6 months of bills. My husband and I are on two TOTALLY different financial fields...which is why I do all the finances! I make all decisions...I'm kind of controlling...only because (I love my husband but...) I make better decisions than he does...but he knows it and is man enough to relinquish control...I do make sure that his wants are met...he got his ATV last month and it was something he's been wanting for a VERY long time! So I'm not just the money Nazi...although it would be nice if I could have that kind of strictness. Hmmm...that's a thought...Money Nazi...I could get used to that! lol

1 comments:

http://gettingitoffmymind.blogspot.com said...

those are great goals! I kinda like the title money nazi!